Home & Property Insurance

Protect what is yours, inside and out

Your house, your rental, your ranch and the valuable possessions inside them. We build customized coverage with great pricing and the service you expect from a local agent.

What we insure

Coverage for every kind of Montana property

Insuring your property protects your possessions and helps you financially after fire, theft, vandalism, hail or other covered events. It also covers you if someone is injured on your property. Policies differ in what they cover, and that is where we come in.

Homeowners

Your house, its contents and your personal liability, built around the home you actually live in.

Manufactured & Mobile Homes

Coverage designed for manufactured and mobile homes, on your land or in a park.

Secondary & Seasonal Homes

The cabin, the lake place or the second home that sits empty part of the year.

Short Term Rentals

Protection for homes and cabins you rent nightly or weekly through sites like Airbnb and VRBO.

Landlord & Long Term Rentals

Dwelling, liability and lost rent coverage for the properties you lease out.

Renters

Affordable coverage for your belongings and liability when you rent a house or apartment.

Ranch

Your home, outbuildings, equipment and ranch liability, written by people who know rural Montana.

Flood

Standard home policies exclude flood. A separate flood policy protects your home and belongings from rising water.

Earthquake

Montana sees real seismic activity. Earthquake coverage fills a gap most home policies leave open.

Excess Liability

An extra layer of liability protection above your home and auto limits, for peace of mind when the stakes are high.

Find the right policy for your property

Tell us about your home, rental or ranch. We will compare carriers and point you to the policy that fits, comprehensive or tailored to the risks you choose.