Business Insurance

We are here, so you can get back to work

We understand the needs of Montana businesses because we are one. From your building and vehicles to your crew and your liability, we help protect your livelihood.

Commercial coverage

Protection built around your business

As an independent agency we are invested in this community, just like every other local business, and we are proud to help you put the right coverages in place. Here are the policies we write most often.

Business Owners Policy

A BOP bundles the core property and liability protection most small businesses need, usually for less than buying each one separately.

General Liability

Protects your business if someone sues over bodily injury or property damage. Available on its own or inside a BOP.

Business Property

Covers your building, equipment and inventory against fire, theft, storms and other perils.

Commercial Auto

Vehicles used for your business, with higher limits than personal policies for damage, driver injury and injury to others.

Workers Compensation

Pays medical costs and lost wages for employees injured on the job, and protects you as the employer.

Cyber Liability

Helps cover the cost of data breaches, ransomware and other cyber incidents, including notification and recovery.

Professional Liability

Errors and omissions (E&O) and directors and officers (D&O) coverage for claims tied to your advice, services or decisions.

Liquor Liability

For bars, restaurants, events and businesses that sell or serve alcohol.

Inland Marine

Covers tools, equipment and property that moves between job sites or is in transit.

Builders Risk

Course of construction coverage for buildings and materials while a project is underway.

Commercial Umbrella

An extra layer of liability that takes over when your other policy limits have been reached.

Surety Bonds

Contract bonds for construction projects and commercial bonds required by government or other entities.

Talk to a local agent about your business

Every business is different. Give us a call or request a quote, and we will build a package that fits your operation.